CMPA Insurance
Resident Doctors of Saskatchewan members, excluding Sponsored Residents, receive reimbursement of 100% premiums for liability insurance through Canadian Medical Protective Association (CMPA). The CMPA requires direct payment by residents. Residents then submit for reimbursement from their employer.
Options for Reimbursement
Residents have three options to pay their CMPA dues yearly – annual fee payment, monthly pre- authorized debit and annual pre-authorized debit. The PGME office will reimburse residents on a monthly basis (the pro-rated monthly amount). For this reason, residents are encouraged to set up monthly pre-authorized debit with the CMPA.
Once the statement shows payment (after the 20th of each month), residents will submit their CMPA statement of account Janine Rover de Mello in the PGME officeThe reimbursement will be processed by the beginning of the following month. Should a resident miss the deadline, the reimbursement will be processed the next month.
If residents wish to pay their dues annually, they will submit their annual statement of account; however, they will be reimbursed a pro-rated amount on a monthly basis over the course of the year.
If a resident goes on a leave of absence, they must notify CMPA of the start and end dates of the leave. If this leave of absence should lead to a resident receiving a refund from CMPA for any months already reimbursed by the PGME Office, the resident must contact Janine Rover de Mello immediately to discuss repayment options.
15.1 Liability Insurance (CMPA)
All Residents working within Saskatchewan are to be covered by CMPA for liability insurance. The Employer agrees to pay one hundred percent (100%) of the cost of CMPA coverage for all Residents, excluding Sponsored Residents. It is understood that the type of coverage provided under this benefit will not include work performed outside the Resident’s normal Program, aka ‘moonlighting’.
