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  1. Resident Doctors of Saskatchewan – The doctors of tomorrow, today.
  2. Benefits
  3. Health and Dental Insurance

Health and Dental Insurance

As a member of Resident Doctors of Saskatchewan, you are automatically enrolled in the extended health and dental plans provided through the University of Saskatchewan’s Sun Life Group Insurance Policy. Your insurance premiums are paid on your behalf while you are employed, through the collective agreement.

Please note that there is a three-month waiting period for dental insurance from the day you begin residency training in Saskatchewan. Health insurance starts on day one of your residency training.

Key benefits include:

  • 100% coverage of prescription drugs up to a maximum of $2,000 per person per calendar year
  • $200 per person every two calendar years for prescription eyeglasses and contact lenses
  • $350 per person in a calendar year for treatment by a physiotherapist, chiropractor, massage therapist, etc.

See complete health and dental policies here

Need to create your online Sun Life profile? This is where you can add dependents, view your coverage or submit a claim.

Collective Bargaining Agreement

Article 15.0 - Insurance

Article 15.5

The Employer shall provide dental plan coverage for all employees, except for Type B Residents. Detailed Dental Plan information shall be provided by the Employer upon request.

The Employer shall provide a maximum of the set Dental Plan premiums at the time of implementation. In the event that the actual premium costs exceed the set premium rate, the Employer will provide notice to the Union, and any shortfall will be borne immediately by the Residents enrolled in the Dental Plan until such time as the terms of the Plan may be adjusted.

In the event the actual premium cost for the Dental Plan is less than the set premium rate at the time of implementation, the resulting surplus will accumulate and be used to absorb future actual premium costs that may exceed the set premium rate at time of implementation.

Article 15.6

The Employer shall provide extended health care plan coverage for all employees except for Type B Residents. Detailed Plan information shall be provided by the Employer upon request.

The Employer shall provide a maximum of the set Extended Health Care Plan premiums at the time of implementation. In the event that the actual premium costs exceed the set premium rate, the Employer will provide notice to the union, and any shortfall will be borne immediately by the Residents enrolled in the Extended Health Care Plan until such time as the terms of the Plan may be adjusted.

In the event the actual premium cost for the Extended Health Care Plan is less than the set premium rate at the time of implementation, the resulting surplus will accumulate and be used to absorb future actual premium costs that may exceed the set premium rate at time of implementation.