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As a member of Resident Doctors of Saskatchewan, you have the option to enroll in life insurance provided through RDoS and the Saskatchewan Medical Association. The premiums are paid by your employer (U of S) as part of our collective bargaining agreement. You have the option to continue coverage when you complete residency by assuming the premiums.
This coverage is optional - you are not covered until you opt in by completing the required forms (SMA Membership is required). Send all completed forms to the SMA.
Article 15.4 Life Insurance
For Residents who enroll in the RDoS/SMA Group Life Insurance Plan, the Employer shall provide the premiums for the first $100,000 of coverage to a maximum of $67.50 per enrolled Resident per year.
The Employer specifically disclaims any responsibility to pay any premium shortfall that may ensue. In the event that the future cost of Life Insurance premiums exceeds the $67.50 cap, the Employer will provide notice to the union and its members that the shortfall will be borne immediately by employees eligible to participate in the SMA Life Insurance Plan until the terms of said Plan may be adjusted.